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Yiren Digital (MEX:YRD N) Enterprise Value : MXN1,971 Mil (As of Jun. 28, 2025) ***


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What is Yiren Digital Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Yiren Digital's Enterprise Value is MXN1,971 Mil. Yiren Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 was MXN3,766 Mil. Therefore, Yiren Digital's EV-to-EBIT ratio for today is 0.52.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Yiren Digital's Enterprise Value is MXN1,971 Mil. Yiren Digital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 was MXN3,766 Mil. Therefore, Yiren Digital's EV-to-EBITDA ratio for today is 0.52.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Yiren Digital's Enterprise Value is MXN1,971 Mil. Yiren Digital's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 was MXN16,442 Mil. Therefore, Yiren Digital's EV-to-Revenue ratio for today is 0.12.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Yiren Digital's Enterprise Value is MXN1,971 Mil. Yiren Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was MXN1,351 Mil. Therefore, Yiren Digital's EV-to-FCF ratio for today is 1.46.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Yiren Digital Enterprise Value Historical Data

The historical data trend for Yiren Digital's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Yiren Digital Enterprise Value Chart

Yiren Digital Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 191.01 -302.29 -9,373.91 -11,221.14 -3,185.22

Yiren Digital Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7,226.13 -7,479.15 -3,600.23 -3,185.22 1,091.11

Competitive Comparison of Yiren Digital's Enterprise Value

For the Credit Services subindustry, Yiren Digital's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yiren Digital's Enterprise Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Yiren Digital's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Yiren Digital's Enterprise Value falls into.


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Yiren Digital Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Yiren Digital's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

Yiren Digital's Enterprise Value for the quarter that ended in Mar. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Yiren Digital  (MEX:YRD N) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Yiren Digital's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1970.899/3765.681
=0.52

Yiren Digital's current Enterprise Value is MXN1,971 Mil.
Yiren Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN3,766 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Yiren Digital's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1970.899/3765.681
=0.52

Yiren Digital's current Enterprise Value is MXN1,971 Mil.
Yiren Digital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN3,766 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Yiren Digital's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1970.899/16441.854
=0.12

Yiren Digital's current Enterprise Value is MXN1,971 Mil.
Yiren Digital's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN16,442 Mil.

4. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Yiren Digital's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1970.899/1350.795
=1.46

Yiren Digital's current Enterprise Value is MXN1,971 Mil.
Yiren Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN1,351 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Yiren Digital Enterprise Value Related Terms

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Yiren Digital Business Description

Traded in Other Exchanges
Address
118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

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